{"id":22802,"date":"2025-07-29T15:58:45","date_gmt":"2025-07-29T12:58:45","guid":{"rendered":"https:\/\/moniheli.fi\/?p=22802"},"modified":"2025-08-11T15:56:25","modified_gmt":"2025-08-11T12:56:25","slug":"miten-jarjesto-rekisteroityy-tyonantajaksi-opas-pienille-jarjestoille","status":"publish","type":"post","link":"https:\/\/moniheli.fi\/en\/artikkeli\/miten-jarjesto-rekisteroityy-tyonantajaksi-opas-pienille-jarjestoille\/","title":{"rendered":"How to register as an employer (Guide for small associations)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22802\" class=\"elementor elementor-22802\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-383be84 e-flex e-con-boxed e-con e-parent\" data-id=\"383be84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c62654 elementor-widget elementor-widget-text-editor\" data-id=\"8c62654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Milloin j\u00e4rjest\u00f6 rekister\u00f6ityy ty\u00f6nantajaksi?<\/strong><\/p><p>Sinun pit\u00e4\u00e4 rekister\u00f6ity\u00e4 ty\u00f6nantajaksi, jos jokin n\u00e4ist\u00e4 pit\u00e4\u00e4 paikkansa:<\/p><ul><li>Maksette palkkoja <strong>s\u00e4\u00e4nn\u00f6llisesti<\/strong> (esim. kerran kuukaudessa), tai<\/li><li style=\"margin-bottom: 20px;\">Ty\u00f6llist\u00e4tte kerralla <strong>yli yhden henkil\u00f6n,<\/strong> vaikka vain tilap\u00e4isesti.<\/li><\/ul><p>\u00c4l\u00e4 rekister\u00f6idy \u201cvarmuuden vuoksi\u201d. Odota, kunnes palkanmaksu muuttuu satunnaisesta (esim. kertaluonteiset maksut) s\u00e4\u00e4nn\u00f6lliseksi. Jos et ole varma, lasketaanko j\u00e4rjest\u00f6si satunnaiseksi vai s\u00e4\u00e4nn\u00f6lliseksi palkanmaksajaksi, katso Verohallinnon ilmoittautumisohjeet: <a href=\"https:\/\/vero.fi\/yritykset-ja-yhteisot\/verot-ja-maksut\/yritys_tyonantajana\/tyonantajarekisteri\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Vero \u2013 Ty\u00f6nantajarekisteri.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8468e41 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"8468e41\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;headings_by_tags&quot;:[&quot;h3&quot;,&quot;h4&quot;],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;,&quot;rendered_tag&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-circle\\&quot; viewBox=\\&quot;0 0 512 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tSis\u00e4llysluettelo\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__8468e41\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__8468e41\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__8468e41\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b891f elementor-widget elementor-widget-spacer\" data-id=\"f4b891f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6aa0a06 e-con-full e-flex e-con e-parent\" data-id=\"6aa0a06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c411edf e-con-full e-flex e-con e-child\" data-id=\"c411edf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdba58a elementor-widget elementor-widget-heading\" data-id=\"fdba58a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ennen kuin aloitat \u2013 Mit\u00e4 sinun pit\u00e4\u00e4 tiet\u00e4\u00e4?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-454f5b6 elementor-widget elementor-widget-heading\" data-id=\"454f5b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kuka on ty\u00f6nantaja j\u00e4rjest\u00f6ss\u00e4?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e812f34 e-con-full e-flex e-con e-child\" data-id=\"e812f34\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e299f75 e-con-full e-flex e-con e-child\" data-id=\"e299f75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-630696d elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"630696d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kun j\u00e4rjest\u00f6 p\u00e4\u00e4tt\u00e4\u00e4 palkata ty\u00f6ntekij\u00e4n,<strong> j\u00e4rjest\u00f6n hallitus on ty\u00f6nantaja lain mukaan,<\/strong> vaikka jokap\u00e4iv\u00e4inen johtaminen annetaan projektip\u00e4\u00e4llik\u00f6lle tai ulkopuoliselle palvelulle.<\/p><p>Ennen palkkaamista hallituksen t\u00e4ytyy tehd\u00e4 virallinen p\u00e4\u00e4t\u00f6s,\u00a0varmistaa, ett\u00e4 rahaa on riitt\u00e4v\u00e4sti ja\u00a0tarkistaa, ett\u00e4 ty\u00f6 sopii j\u00e4rjest\u00f6n tarkoitukseen ja toimintaan.<\/p><p><a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/1989\/503#L6\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Yhdistyslain<\/a> mukaan hallitus vastaa siit\u00e4, ett\u00e4:<\/p><ul><li>j\u00e4rjest\u00f6 noudattaa ty\u00f6el\u00e4m\u00e4n lakeja ja mahdollisia ty\u00f6ehtosopimuksia<strong><span style=\"color: #165f91;\">*<\/span><\/strong><\/li><li>verot, vakuutukset ja palkkatiedot hoidetaan oikein<\/li><li>ty\u00f6ntekij\u00e4ll\u00e4 on turvallinen ja laillinen ty\u00f6paikka<\/li><li style=\"margin-bottom: 20px;\">ty\u00f6sopimus ja ty\u00f6ehdot hyv\u00e4ksyt\u00e4\u00e4n ja niit\u00e4 valvotaan<\/li><\/ul><p>Hallituksen t\u00e4ytyy tehd\u00e4 n\u00e4m\u00e4 asiat yhdess\u00e4. Vastuu on aina hallituksella, vaikka joku muu tekisi k\u00e4yt\u00e4nn\u00f6n ty\u00f6t.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e615d52 e-con-full e-flex e-con e-child\" data-id=\"e615d52\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3746489 elementor-widget elementor-widget-text-editor\" data-id=\"3746489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<blockquote><p><em><span style=\"color: #165f91;\"><strong>*Mitk\u00e4 lait on hyv\u00e4 tuntea ty\u00f6nantajana?<br \/><\/strong><\/span><\/em><\/p><p><em><span style=\"color: #165f91;\">T\u00e4rkeit\u00e4 lakeja ty\u00f6n ja ty\u00f6nantajan n\u00e4k\u00f6kulmasta ovat:<\/span><\/em><\/p><p style=\"padding-left: 40px;\"><em><span style=\"color: #165f91;\"><a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/2001\/55\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6\u00adsopimus\u00adlaki\u00a0<\/a><br \/><\/span><span style=\"color: #165f91;\"><a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/saadoskokoelma\/2019\/872\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6\u00adaika\u00adlaki\u00a0<\/a><br \/><\/span><a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/2005\/162\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Vuosi\u00adloma\u00adlaki<\/a><br \/><\/em><\/p><p><em><span style=\"color: #165f91;\">My\u00f6s n\u00e4m\u00e4 lait ovat t\u00e4rkeit\u00e4\u00a0Yhden\u00advertaisuuslaki, Ty\u00f6\u00adturvallisuuslaki,\u00a0Laki yksityisyydensuojasta ty\u00f6el\u00e4m\u00e4ss\u00e4,\u00a0Ty\u00f6\u00adterveys\u00adhuoltolaki.<\/span><\/em><\/p><p><em><span style=\"color: #165f91;\">Sinun ei tarvitse osata kaikkia lakeja ulkoa, mutta on t\u00e4rke\u00e4\u00e4 tiet\u00e4\u00e4, mist\u00e4 saa oikeaa tietoa. Kaikki lait l\u00f6ytyv\u00e4t sivulta <a href=\"https:\/\/www.finlex.fi\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17finlex.fi<\/a>.<\/span><\/em><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de96c7e e-con-full e-flex e-con e-child\" data-id=\"de96c7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f86cc elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d1f86cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b517b elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"c5b517b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lukea lis\u00e4\u00e4 hallituksen vastuusta ty\u00f6nantajana?<\/strong><\/em><\/h6><p><em><a href=\"https:\/\/vapaaehtoisnetti.mll.fi\/uploads\/2023\/05\/yhdistys_tyonantajana_2023.pdf\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17MLL-opas: Yhdistys ty\u00f6nantajana \u2013 Hallituksen rooli (PDF, vain suomeksi)<\/a> <\/em><br \/><em><a href=\"https:\/\/www.suomi.fi\/yritykselle\/tyonantajuus\/tyonantajan-velvollisuudet\/opas\/tyonantajan-vastuut-ja-velvollisuudet\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Suomi.fi: Ty\u00f6nantajan vastuut ja velvollisuudet<\/a><\/em><br \/><em><a href=\"https:\/\/www.yrittajat.fi\/app\/uploads\/public\/2022\/06\/SY_Opas_Ensimma%CC%88isen-tyo%CC%88ntekija%CC%88n-palkaaminen_toukokuu2022.pdf\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Yritt\u00e4j\u00e4t: Ensimm\u00e4isen ty\u00f6ntekij\u00e4n palkkaaminen (PDF)<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-437fbab elementor-widget elementor-widget-heading\" data-id=\"437fbab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mitk\u00e4 julkiset toimijat ovat mukana, kun tulee ty\u00f6nantaja?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f1a42e elementor-widget elementor-widget-text-editor\" data-id=\"4f1a42e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ennen kuin jatkat, on hyv\u00e4 tiet\u00e4\u00e4, keiden viranomaisten kanssa j\u00e4rjest\u00f6n pit\u00e4\u00e4 tehd\u00e4 yhteisty\u00f6t\u00e4 ty\u00f6nantajana. J\u00e4rjest\u00f6 on yhteydess\u00e4 heihin eri vaiheissa ty\u00f6suhteeseen liittyvi\u00e4 asioita, koska jokainen vastaa eri osa-alueista, kuten veroista, vakuutuksista, ty\u00f6turvallisuudesta tai ty\u00f6ntekij\u00e4n oikeuksista.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8f801d e-con-full e-flex e-con e-child\" data-id=\"d8f801d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8d01eeb e-con-full e-flex e-con e-child\" data-id=\"8d01eeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-af11645 e-con-full e-flex e-con e-child\" data-id=\"af11645\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9065bf elementor-widget elementor-widget-image\" data-id=\"c9065bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710-1024x614.png\" class=\"attachment-large size-large wp-image-22871\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Suomi-fi-e1753872942710.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42beaa0 elementor-widget elementor-widget-text-editor\" data-id=\"42beaa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Suomi.fi<\/strong>: Suomen virallinen verkkopalvelu, josta ty\u00f6nantaja l\u00f6yt\u00e4\u00e4 tietoa ja ty\u00f6kaluja. Palvelussa on linkkej\u00e4 esimerkiksi Veroon, Kelaan ja TyEL-vakuuttajiin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c62da8b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c62da8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.suomi.fi\/etusivu\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Suomi.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3fa5cc e-con-full e-flex e-con e-child\" data-id=\"d3fa5cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3826167 e-con-full e-flex e-con e-child\" data-id=\"3826167\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a66648f elementor-widget elementor-widget-image\" data-id=\"a66648f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367-1024x614.png\" class=\"attachment-large size-large wp-image-22880\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Vero-Tax-administration-e1753872970367.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abeb694 elementor-widget elementor-widget-text-editor\" data-id=\"abeb694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Vero<\/strong>: Suomen verohallinto. Se rekister\u00f6i ty\u00f6nantajat, ker\u00e4\u00e4 verot palkoista ja huolehtii ty\u00f6nantaja\u00admaksuista.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f125b1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0f125b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.vero.fi\/yritykset-ja-yhteisot\/verot-ja-maksut\/yritys_tyonantajana\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vero.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdb70c4 e-con-full e-flex e-con e-child\" data-id=\"cdb70c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-54cf2e2 e-con-full e-flex e-con e-child\" data-id=\"54cf2e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-690a839 elementor-widget elementor-widget-image\" data-id=\"690a839\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439-1024x614.png\" class=\"attachment-large size-large wp-image-22873\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tulorekisteri-Incomes-register-e1753873014439.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b33741a elementor-widget elementor-widget-text-editor\" data-id=\"b33741a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tulorekisteri<\/strong>: Kansallinen tietokanta, johon ty\u00f6nantaja ilmoittaa maksetut palkat ja korvaukset heti maksun j\u00e4lkeen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3085956 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3085956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.vero.fi\/tulorekisteri\/yritykset-ja-organisaatiot\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tulorekisteri<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52fad94 e-con-full e-flex e-con e-child\" data-id=\"52fad94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d168658 e-con-full e-flex e-con e-child\" data-id=\"d168658\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9af31ae e-con-full e-flex e-con e-child\" data-id=\"9af31ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d265e elementor-widget elementor-widget-image\" data-id=\"e7d265e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"499\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751-1024x639.png\" class=\"attachment-large size-large wp-image-22877\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751-1024x639.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751-300x187.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751-768x479.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TyEL-Finnish-centre-for-Pensions-FI-e1753968784751.png 1443w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c08225 elementor-widget elementor-widget-text-editor\" data-id=\"5c08225\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>El\u00e4keturvakeskus (ETK)<\/strong>: Julkinen viranomainen, joka valvoo, ett\u00e4 el\u00e4kelakeja (<em>kuten ty\u00f6ntekij\u00e4n el\u00e4kelaki (TyEL)<\/em>) noudatetaan. Antaa my\u00f6s ohjeita ty\u00f6nantajille ja el\u00e4kevakuutusyhti\u00f6ille.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba16b99 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ba16b99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.etk.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Etk.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3f82be e-con-full e-flex e-con e-child\" data-id=\"f3f82be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d265753 e-con-full e-flex e-con e-child\" data-id=\"d265753\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cdf5ce elementor-widget elementor-widget-image\" data-id=\"5cdf5ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"509\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722-1024x652.png\" class=\"attachment-large size-large wp-image-22878\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722-1024x652.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722-300x191.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722-768x489.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyollisyysrahasto-Employment-Fund-e1753968807722.png 1413w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0b78b elementor-widget elementor-widget-text-editor\" data-id=\"3a0b78b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ty\u00f6llisyysrahasto<\/strong>: Ker\u00e4\u00e4 ty\u00f6tt\u00f6myysvakuutusmaksut ty\u00f6nantajalta ja ty\u00f6ntekij\u00e4lt\u00e4. Hoitaa my\u00f6s aikuiskoulutusetuuksia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ef905b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8ef905b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.tyollisyysrahasto.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tyollisyysrahasto.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cb5b8d e-con-full e-flex e-con e-child\" data-id=\"8cb5b8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ecfef3d e-con-full e-flex e-con e-child\" data-id=\"ecfef3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f68335 elementor-widget elementor-widget-image\" data-id=\"7f68335\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127-1024x614.png\" class=\"attachment-large size-large wp-image-22870\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Kela-e1753873198127.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8362222 elementor-widget elementor-widget-text-editor\" data-id=\"8362222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Kela<\/strong>: Tarjoaa sosiaalietuuksia, kuten sairausp\u00e4iv\u00e4rahoja ja perhevapaakorvauksia. Korvaa my\u00f6s ty\u00f6nantajille ty\u00f6terveyspalvelujen kustannuksia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ec02b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a3ec02b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kela.fi\/tyonantajat\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kela.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1765492 e-con-full e-flex e-con e-child\" data-id=\"1765492\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3694f9e e-con-full e-flex e-con e-child\" data-id=\"3694f9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-60eec81 e-con-full e-flex e-con e-child\" data-id=\"60eec81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7ab26 elementor-widget elementor-widget-image\" data-id=\"cc7ab26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589-1024x614.png\" class=\"attachment-large size-large wp-image-22879\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Tyosuojelu-Occupational-Safety-and-Health-Administration-e1753872909589.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88f1471 elementor-widget elementor-widget-text-editor\" data-id=\"88f1471\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ty\u00f6suojelu<\/strong>: Valvoo, ett\u00e4 ty\u00f6paikat ovat turvallisia ja terveellisi\u00e4 ja ett\u00e4 ty\u00f6el\u00e4m\u00e4n lait toteutuvat. Toimii <a href=\"https:\/\/avi.fi\/\">\ud83d\udd17alue\u00adhallinto\u00advirastojen (AVI)<\/a> kautta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f06d449 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f06d449\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyosuojelu.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ty\u00f6suojelu.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b72522 e-con-full e-flex e-con e-child\" data-id=\"7b72522\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cce2a30 e-con-full e-flex e-con e-child\" data-id=\"cce2a30\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6054510 elementor-widget elementor-widget-image\" data-id=\"6054510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261-1024x614.png\" class=\"attachment-large size-large wp-image-22875\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261-1024x614.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261-300x180.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261-768x461.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TVK-FI-e1753873133261.png 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d40fd2 elementor-widget elementor-widget-text-editor\" data-id=\"9d40fd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Ty\u00f6\u00adtapaturma\u00advakuutus\u00adkeskus (TVK)<\/b>: Vastaa Suomessa pakollisen ty\u00f6tapaturmavakuutuksen j\u00e4rjestelm\u00e4st\u00e4 ja antaa tietoa ty\u00f6tapaturmista ja vakuutusyhti\u00f6ist\u00e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-753ca97 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"753ca97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.tvk.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tvk.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9126433 e-con-full e-flex e-con e-child\" data-id=\"9126433\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a5274f8 e-con-full e-flex e-con e-child\" data-id=\"a5274f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8de9bb7 elementor-widget elementor-widget-image\" data-id=\"8de9bb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"523\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955-1024x670.png\" class=\"attachment-large size-large wp-image-22904\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955-1024x670.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955-300x196.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955-768x503.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955-18x12.png 18w, https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/TEM-FI-e1753968762955.png 1375w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a286771 elementor-widget elementor-widget-text-editor\" data-id=\"a286771\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<b>Ty\u00f6- ja elinkeino&shy;ministeri\u00f6 (TEM)<\/b>: Laatii ty\u00f6el\u00e4m\u00e4n lait ja p\u00e4\u00e4tt\u00e4\u00e4, mitk\u00e4 ty\u00f6&shy;ehto&shy;sopimukset<span style=\"color: #165f91;\"><strong>*<\/strong><\/span> ovat yleissitovia.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8459115 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8459115\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tem.fi\/tyoelama\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tem.fi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-219b49c e-con-full e-flex e-con e-child\" data-id=\"219b49c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec5d9ad elementor-widget elementor-widget-text-editor\" data-id=\"ec5d9ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<blockquote><p><em><span style=\"color: #165f91;\"><strong><span style=\"color: #165f91;\">*Mik\u00e4 on<\/span> ty\u00f6ehtosopimus?<br \/><\/strong><\/span><\/em><\/p><p><em><span style=\"color: #165f91;\">Ty\u00f6ehtosopimus eli TES kertoo ty\u00f6n v\u00e4himm\u00e4isehdot, kuten palkan, ty\u00f6ajan ja lomat. TES voi koskea ty\u00f6nantajaa, jos:<\/span><\/em><\/p><ul style=\"color: #165f91;\"><li><em><span style=\"color: #165f91;\">yhdistys kuuluu ty\u00f6nantajaliittoon, joka on tehnyt sopimuksen, tai<\/span><\/em><\/li><li style=\"margin-bottom: 20px;\"><em><span style=\"color: #165f91;\">sopimus on yleissitova kyseisell\u00e4 alalla.<\/span><\/em><\/li><\/ul><p><em><span style=\"color: #165f91;\">Jos mik\u00e4\u00e4n TES ei koske yhdistyst\u00e4, ty\u00f6suhteen v\u00e4himm\u00e4is\u00adehdot m\u00e4\u00e4r\u00e4ytyv\u00e4t lain mukaan.<\/span><\/em><br \/><em><span style=\"color: #165f91;\">Yleissitovat ty\u00f6ehto\u00adsopimukset l\u00f6ytyv\u00e4t <a href=\"https:\/\/www.finlex.fi\/fi\/viranomaiset\/tyoehtosopimukset\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Finlexin sivuilta<\/a><\/span><\/em><a href=\"_wp_link_placeholder\"><em><span style=\"color: #165f91;\">.<\/span><\/em><\/a><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de5ed82 elementor-widget elementor-widget-spacer\" data-id=\"de5ed82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69872b1 e-con-full e-flex e-con e-parent\" data-id=\"69872b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca277f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1ca277f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-980c230 e-con-full e-flex e-con e-child\" data-id=\"980c230\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c67ee1 elementor-widget elementor-widget-heading\" data-id=\"8c67ee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Askel askeleelta: Miten j\u00e4rjest\u00f6st\u00e4 tulee ty\u00f6nantaja?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e77ce elementor-widget elementor-widget-heading\" data-id=\"f2e77ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Rekister\u00f6idy ty\u00f6nantajaksi<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e4fd30 elementor-widget elementor-widget-text-editor\" data-id=\"6e4fd30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sinun pit\u00e4\u00e4 rekister\u00f6ity\u00e4 <strong><a href=\"https:\/\/vero.fi\/yritykset-ja-yhteisot\/verot-ja-maksut\/yritys_tyonantajana\/tyonantajarekisteri\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6nantajarekisteriin<\/a><\/strong>, jos maksat palkkoja s\u00e4\u00e4nn\u00f6llisesti tai ty\u00f6llist\u00e4t kerralla yli yhden henkil\u00f6n.<\/p><h6><strong>N\u00e4in rekister\u00f6idyt:<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e137da e-con-full e-flex e-con e-child\" data-id=\"0e137da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-220f64a e-con-full e-flex e-con e-child\" data-id=\"220f64a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bfe7ac elementor-widget elementor-widget-text-editor\" data-id=\"3bfe7ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Perustettaessa j\u00e4rjest\u00f6<\/strong><\/p><p>Kun l\u00e4het\u00e4t j\u00e4rjest\u00f6si <i>perustamisilmoituksen <\/i>(lomake Y1a) YTJ-palveluun, liit\u00e4 mukaan liite 6212 (j\u00e4rjest\u00f6n tiedot Verohallinnolle).<\/p><p>Saat Y-tunnuksen eli veronumeron automaattisesti, kun ilmoitus k\u00e4sitell\u00e4\u00e4n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee06598 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ee06598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ytj.fi\/index\/ilmoittaminen_1\/perustamisilmoitus\/paperilomakkeet_ja_niiden_tayttoohjeet\/y1a-perustamisilmoituksen_tayttoohje.html\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">YTJ - Perustamisilmoitus (Y1a + 6212)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eddb258 e-con-full e-flex e-con e-child\" data-id=\"eddb258\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa4c520 elementor-widget elementor-widget-text-editor\" data-id=\"fa4c520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>My\u00f6hemmin, tarvittaessa<\/strong><\/p><p>Kun alat maksaa palkkoja s\u00e4\u00e4nn\u00f6llisesti, voit ilmoittaa <em>muutoksesta<\/em> YTJ-palvelussa. K\u00e4yt\u00e4 silloin lomaketta Y4a ja liitett\u00e4 6214 (j\u00e4rjest\u00f6ille).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-429556a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"429556a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ytj.fi\/index\/ilmoittaminen_1\/muutosilmoitus\/paperilomakkeet_ja_niiden_tayttoohjeet\/y4a-muutos-_ja_lopettamisilmoituksen_tayttoohje.html\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">YTJ - Muutosilmoitus (Y4a + 6214)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d38db67 e-con-full e-flex e-con e-child\" data-id=\"d38db67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf47a7 elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ebf47a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e49de5b elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e49de5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><a href=\"https:\/\/www.suomi.fi\/palvelut\/verkkoasiointi\/yritys-ja-yhteisotietojarjestelma-ytj-patentti-ja-rekisterihallitus\/f50a4802-ebe9-4b6a-b25e-1246c92a035c\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17Mik\u00e4 on YTJ &#8211; Yritys- ja yhteis\u00f6tietoj\u00e4rjestelm\u00e4? (Suomi.fi)<\/em><\/a><br \/><a href=\"https:\/\/www.vero.fi\/yritykset-ja-yhteisot\/yritystoiminta\/uusi-yritys\/perustamisilmoitus\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17Uuden yrityksen perustaja \u2013 perustamisilmoitus (Vero.fi)<\/em><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e5c4d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e5c4d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e579e2f elementor-widget elementor-widget-heading\" data-id=\"e579e2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tarkista, koskeeko teit\u00e4 ty\u00f6ehtosopimus (TES)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0a579 elementor-widget elementor-widget-text-editor\" data-id=\"6a0a579\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Suomessa ty\u00f6ehtosopimukset (TES) m\u00e4\u00e4r\u00e4\u00e4v\u00e4t laeista tarkemmin v\u00e4himm\u00e4isehdot, kuten palkan, ty\u00f6ajan ja lomat. Osa TES-sopimuksista on <strong>yleissitovia<\/strong>, eli kaikki alan ty\u00f6nantajat noudattavat niit\u00e4, vaikka eiv\u00e4t olisi liitossa.<\/p><h6><strong>Miten tarkistat, koskeeko TES j\u00e4rjest\u00f6\u00e4si?<\/strong><\/h6><ul><li>Etsi yleissitovat TES-sopimukset <a href=\"https:\/\/www.finlex.fi\/fi\/viranomaiset\/tyoehtosopimukset\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Finlex.fi-sivulta<\/a>.<\/li><li>Katso ammattiliittojen sivuilta (SAK, JHL, Jyty, Tehy, Erto jne.).<\/li><li>Katso ty\u00f6nantajaj\u00e4rjest\u00f6jen sivuilta (EK, KT).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39d626b e-con-full e-flex e-con e-child\" data-id=\"39d626b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9541a7c e-con-full e-flex e-con e-child\" data-id=\"9541a7c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbc1eae elementor-widget elementor-widget-text-editor\" data-id=\"dbc1eae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Esimerkkej\u00e4 ty\u00f6ehtosopimuksista<\/strong><\/h6><p style=\"padding-left: 40px;\"><a href=\"https:\/\/www.kt.fi\/sopimukset\/sote\/2024\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17SOSTES \u2013 Sosiaali- ja terveysalan TES<\/a>\u00a0(Super, Tehy, Erto, HALI)<br \/><a href=\"https:\/\/www.erto.fi\/tyoehtosopimukset\/sosiaalialan-jarjestot\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Sosiaalialan j\u00e4rjest\u00f6t<\/a>\u00a0(Erto ja HALI)<br \/><span style=\"color: #808080;\"><em>T\u00e4m\u00e4 TES koskee Monihelin kaltaisia j\u00e4rjest\u00f6j\u00e4.<\/em><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aff3cfe e-con-full e-flex e-con e-child\" data-id=\"aff3cfe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b97beb elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6b97beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93f1b0a elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"93f1b0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong><em>Haluatko lis\u00e4\u00e4 tietoa?<\/em><\/strong><\/h6><p><em><a href=\"https:\/\/tyosuojelu.fi\/tyosuhde\/lahetetty-tyontekija\/palkkaus-ja-korvaukset-suomessa\/tyoehtosopimukset\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6ehtosopimusten yleiskatsaus (Ty\u00f6suojelu.fi)<\/a><br \/><a href=\"https:\/\/www.tehy.fi\/fi\/tyoelamaopas\/tyoehtosopimukset\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6el\u00e4m\u00e4opas \u2013 Ty\u00f6ehtosopimukset (Tehy.fi)<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b3f61 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"63b3f61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b1e44c elementor-widget elementor-widget-heading\" data-id=\"6b1e44c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Hanki lakis\u00e4\u00e4teiset vakuutukset<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-199a4e7 elementor-widget elementor-widget-text-editor\" data-id=\"199a4e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ennen kuin ensimm\u00e4inen ty\u00f6ntekij\u00e4 aloittaa ty\u00f6n, j\u00e4rjest\u00f6n t\u00e4ytyy ottaa seuraavat pakolliset vakuutukset:<\/p><ul><li><strong>Ty\u00f6el\u00e4kevakuutus (TyEL)<\/strong><\/li><li><strong>Ty\u00f6tt\u00f6myysvakuutus<\/strong><\/li><li style=\"margin-bottom: 20px;\"><strong>Tapaturmavakuutus<\/strong> (kutsutaan joskus my\u00f6s \u201cty\u00f6tapaturmavakuutukseksi\u201d tai \u201cty\u00f6paikka\u00advakuutukseksi\u201d)<\/li><\/ul><p>Lis\u00e4ksi voit ottaa <strong>ryhm\u00e4henkivakuutuksen<\/strong>. T\u00e4m\u00e4 vakuutus <strong>ei ole pakollinen<\/strong> lain mukaan, mutta voi olla pakollinen, jos toimialasi ty\u00f6ehtosopimus (TES) sit\u00e4 edellytt\u00e4\u00e4.\u00a0Ryhm\u00e4henkivakuutus maksaa kertakorvauksen ty\u00f6ntekij\u00e4n omaisille, jos ty\u00f6ntekij\u00e4 kuolee ty\u00f6suhteen aikana. Se ei korvaa tapaturmavakuutusta.\u00a0<em>Useimmille sosiaali- ja terveysalan j\u00e4rjest\u00f6ille ryhm\u00e4henkivakuutus on pakollinen ty\u00f6ehtosopimuksen perusteella.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed34148 elementor-widget elementor-widget-heading\" data-id=\"ed34148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><i>a) Ty\u00f6el\u00e4kevakuutus (TyEL)<\/i><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44b78a3 elementor-widget elementor-widget-text-editor\" data-id=\"44b78a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Jos j\u00e4rjest\u00f6si palkkaa ty\u00f6ntekij\u00e4n, joka on 17\u201367-vuotias ja saa yli 70,08 euroa kuukaudessa (vuonna 2025),<\/strong> j\u00e4rjest\u00f6n t\u00e4ytyy ottaa TyEL-ty\u00f6el\u00e4kevakuutus ty\u00f6ntekij\u00e4lle.<\/p><p>Vakuutus pit\u00e4\u00e4 ottaa ennen kuin maksat ensimm\u00e4isen palkan.<\/p><h6><strong>Miksi t\u00e4m\u00e4 vakuutus on t\u00e4rke\u00e4?<\/strong><\/h6><p>TyEL turvaa ty\u00f6ntekij\u00e4n el\u00e4kkeen tulevaisuudessa ja kattaa my\u00f6s esimerkiksi ty\u00f6kyvytt\u00f6myys- ja perhe-el\u00e4kkeet. Se on pakollinen vakuutus, joka perustuu lakiin (<a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/2006\/395\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6ntekij\u00e4n el\u00e4kelaki<\/a>).\u00a0TyEL-vakuutus koskee my\u00f6s osa-aikaisia ja m\u00e4\u00e4r\u00e4aikaisia ty\u00f6ntekij\u00f6it\u00e4.<\/p><h6><strong>Kuka valvoo TyEL-vakuutuksia?<\/strong><\/h6><ul><li><strong>ETK eli <a href=\"https:\/\/www.etk.fi\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17El\u00e4keturvakeskus<\/a><\/strong> varmistaa, ett\u00e4 ty\u00f6nantaja on ottanut vakuutuksen. Jos vakuutus puuttuu, ETK ilmoittaa siit\u00e4 viranomaisille.<\/li><li style=\"margin-bottom: 20px;\"><strong>Ty\u00f6el\u00e4kevakuutusyhti\u00f6, jonka kanssa teet sopimuksen,<\/strong> hoitaa vakuutuksen ja laskuttaa maksut.<\/li><\/ul><h6><strong>Miten otan TyEL-vakuutuksen?<\/strong><\/h6><p>Valitse sopivin vakuutusyhti\u00f6 ja tee sopimus heid\u00e4n kanssaan. Esimerkkej\u00e4:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a1799b e-flex e-con-boxed e-con e-child\" data-id=\"6a1799b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a43630 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0a43630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ilmarinen.fi\/en\/self-employed\/for-new-entrepreneurs\/hiring-your-first-employee\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ilmarinen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7805706 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7805706\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/www.varma.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Varma<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-083a170 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"083a170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.elo.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Elo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e135aa5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e135aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/www.veritas.fi\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Veritas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa42f56 e-con-full e-flex e-con e-child\" data-id=\"fa42f56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec3cf23 elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ec3cf23\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1da6941 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"1da6941\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Kaikkien yhti\u00f6iden yhteystiedot l\u00f6yd\u00e4t <a href=\"https:\/\/www.tyoelake.fi\/yhteystiedot\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6el\u00e4ke.fi \u2013 Yhteystiedot<\/a>.\u00a0<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7565be5 elementor-widget elementor-widget-text-editor\" data-id=\"7565be5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sopimuksen allekirjoittamisen j\u00e4lkeen v\u00e4henn\u00e4t kuukausittain ty\u00f6ntekij\u00e4n osuuden h\u00e4nen palkastaan ja maksat sek\u00e4 ty\u00f6nantajan ett\u00e4 ty\u00f6ntekij\u00e4n osuuden el\u00e4kevakuutusyhti\u00f6lle.<\/p><p>Katso ajantasaiset maksuprosentit osoitteesta <a href=\"https:\/\/www.etk.fi\/suomen-elakejarjestelma\/rahoitus-ja-sijoitustoiminta\/tyoelakemaksut\/elakemaksutason-maaraytyminen-eri-aloilla\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 ETK \u2013 El\u00e4kemaksujen tasot<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6c75e3 e-con-full e-flex e-con e-child\" data-id=\"e6c75e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0318ead elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0318ead\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c751db elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3c751db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><em><a href=\"https:\/\/www.tyoelake.fi\/tyonantajan-velvollisuudet\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6nantajan velvollisuudet &#8211; Ty\u00f6el\u00e4kevakuutus on ty\u00f6nantajan vastuulla (Ty\u00f6el\u00e4ke.fi)<\/a><\/em><br \/><em><a href=\"https:\/\/www.palkkaus.fi\/abc\/tyel-tyontekijan-elake\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 TyEL lyhyesti (Palkkaus.fi, vain suomeksi)<\/a><\/em><br \/><em><a href=\"https:\/\/www.ilmarinen.fi\/yrittaja\/aloittavalle-yrittajalle\/ensimmaisen-tyontekijan-palkkaaminen\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ensimm\u00e4isen ty\u00f6ntekij\u00e4n palkkaaminen (Ilmarinen.fi)<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddfc209 elementor-widget elementor-widget-heading\" data-id=\"ddfc209\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><i>b) Ty\u00f6tt\u00f6myysvakuutus <\/i><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff110b3 elementor-widget elementor-widget-text-editor\" data-id=\"ff110b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Jos j\u00e4rjest\u00f6si maksaa palkkoja yli 1500 \u20ac vuoden aikana<\/strong>, sinun t\u00e4ytyy ilmoittautua <a href=\"https:\/\/www.tyollisyysrahasto.fi\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6llisyysrahastoon<\/a> ja maksaa ty\u00f6tt\u00f6myys\u00advakuutusmaksua.<\/p><p>Ty\u00f6tt\u00f6myysvakuutusmaksu on lakis\u00e4\u00e4teinen maksu, jolla rahoitetaan ty\u00f6tt\u00f6myysturvaa.<br \/>Maksu koskee ty\u00f6ntekij\u00f6it\u00e4, jotka ovat 18\u201365-vuotiaita. Maksun maksavat sek\u00e4 ty\u00f6nantaja ett\u00e4 ty\u00f6ntekij\u00e4. Tarkista <a href=\"https:\/\/www.tyollisyysrahasto.fi\/tyottomyysvakuusmaksut\/tyottomyysvakuutusmaksun-maksaminen\/#maksuprosentit\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17ajantasaiset maksuprosentit<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61e38a4 e-con-full e-flex e-con e-child\" data-id=\"61e38a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19d5a27 elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"19d5a27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e2b99 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b5e2b99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><a href=\"https:\/\/www.tyollisyysrahasto.fi\/tyottomyysvakuusmaksut\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17 Ty\u00f6tt\u00f6myys\u00advakuutusmaksut (Ty\u00f6llisyysrahasto.fi)<\/em><\/a><br \/><a href=\"https:\/\/www.palkkaus.fi\/abc\/tyottomyysvakuutus-tvr\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17 Ty\u00f6tt\u00f6myysvakuutus &#8211; TVR (Palkkaus.fi, vain suomeksi)<\/em><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5a0624 elementor-widget elementor-widget-heading\" data-id=\"e5a0624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><i>c) Tapaturmavakuutus <\/i><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-418642b elementor-widget elementor-widget-text-editor\" data-id=\"418642b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Jos j\u00e4rjest\u00f6si maksaa yli 1500 \u20ac palkkoja kalenterivuodessa,<\/strong> sinun pit\u00e4\u00e4 ottaa tapaturmavakuutus ty\u00f6ntekij\u00f6illesi. Tapaturmavakuutus otetaan yksityisest\u00e4 vakuutusyhti\u00f6st\u00e4. T\u00e4m\u00e4 on lakis\u00e4\u00e4teist\u00e4 (<a href=\"https:\/\/www.finlex.fi\/fi\/lainsaadanto\/2015\/459\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6tapaturmalaki<\/a>).\u00a0<strong>Tapaturma&shy;vakuutus pit\u00e4\u00e4 ottaa ennen ty\u00f6n alkua.<\/strong> Se koskee my\u00f6s osa-aikaisia ja m\u00e4\u00e4r\u00e4aikaisia ty\u00f6ntekij\u00f6it\u00e4.\n\nTapaturma&shy;vakuutus korvaa ty\u00f6tapaturmat ja ammattitaudit. <a href=\"https:\/\/www.tvk.fi\/vakuuttaminen\/vakuutuksen-ottaminen\/vakuutusyhtiot\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17TVK:n<\/a> sivuilta l\u00f6yd\u00e4t vakuutusyhti\u00f6t, joilla on oikeus antaa tapaturmavakuutuksia.\u00a0Tapaturma&shy;vakuutuksen hinta riippuu maksetuista palkoista. Hinta on ylim\u00e4\u00e4r\u00e4inen kustannus bruttopalkan lis\u00e4ksi.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-209d27e e-con-full e-flex e-con e-child\" data-id=\"209d27e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a16056e elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a16056e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef218bf elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ef218bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><a href=\"https:\/\/www.tvk.fi\/vakuuttaminen\/vakuutuksen-ottaminen\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17 Vakuutuksen ottaminen (TVK)<\/em><\/a><br \/><a href=\"https:\/\/www.palkkaus.fi\/abc\/tapaturmavakuutus\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17 Tapaturmavakuutus (Palkkaus.fi, vain suomeksi)<\/em><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-352b55d elementor-widget elementor-widget-heading\" data-id=\"352b55d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><i>d) Ryhm\u00e4henkivakuutus (jos TES vaatii) <\/i><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-052b02d elementor-widget elementor-widget-text-editor\" data-id=\"052b02d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Jos toimialasi ty\u00f6ehtosopimus (TES) vaatii,<\/strong> sinun pit\u00e4\u00e4 ottaa ryhm\u00e4henkivakuutus tapaturmavakuutuksen lis\u00e4ksi.<\/p><p>Vakuutus on voimassa sek\u00e4 ty\u00f6aikana ett\u00e4 vapaa-ajalla. Se maksaa korvauksen ty\u00f6ntekij\u00e4n omaisille, jos ty\u00f6ntekij\u00e4 kuolee ty\u00f6ss\u00e4 ollessaan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e4dfb00 e-con-full e-flex e-con e-child\" data-id=\"e4dfb00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dcff0cf elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dcff0cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62b65cb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"62b65cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6>\n<a href=\"https:\/\/www.tvk.fi\/trhv\/vakuutus\/vakuutuksen-sisalto\/\" target=\"_blank\" rel=\"noopener\"><em>\ud83d\udd17 Tietoa ryhm\u00e4henki&shy;vakuutuksesta (TVK)<\/em><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0ccfa3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e0ccfa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-671a3ad elementor-widget elementor-widget-heading\" data-id=\"671a3ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">J\u00e4rjest\u00e4 ty\u00f6terveyshuolto<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99239d3 elementor-widget elementor-widget-text-editor\" data-id=\"99239d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"77\" data-end=\"313\">Ty\u00f6nantajan pit\u00e4\u00e4 lain mukaan j\u00e4rjest\u00e4\u00e4 ehk\u00e4isev\u00e4 ty\u00f6terveyshuolto, vaikka ty\u00f6ntekij\u00e4 olisi vain yksi. Jokaisella ty\u00f6ntekij\u00e4ll\u00e4 on oikeus ty\u00f6terveyshuoltoon, riippumatta ty\u00f6suhteen laadusta ja kestosta.<\/p><p data-start=\"315\" data-end=\"473\">Ty\u00f6terveyshuollon tarkoitus on auttaa ty\u00f6ntekij\u00e4\u00e4 jaksamaan ty\u00f6ss\u00e4\u00e4n koko ty\u00f6uran ajan. Ty\u00f6terveyshuolto my\u00f6s edist\u00e4\u00e4 turvallista ja tervett\u00e4 ty\u00f6ymp\u00e4rist\u00f6\u00e4.<\/p><p><strong>Miten j\u00e4rjest\u00e4t ty\u00f6terveyshuollon?<\/strong><\/p><ul><li data-start=\"475\" data-end=\"839\">Tee sopimus ty\u00f6terveyshuollon palvelun tarjoajan kanssa (esim. Terveystalo tai kunnan terveyspalvelu).<\/li><li data-start=\"475\" data-end=\"839\">Voit hakea Kelasta korvausta ty\u00f6terveyshuollon kustannuksista. Korvaus kattaa osan kuluista. Katso <a href=\"https:\/\/www.kela.fi\/tyonantajat-korvattava-tyoterveyshuolto\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Kela \u2013 Mit\u00e4 ty\u00f6terveyshuoltoa korvataan?<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e30494 e-con-full e-flex e-con e-child\" data-id=\"6e30494\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d54afe elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5d54afe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e5772 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a6e5772\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><em><a href=\"https:\/\/tyosuojelu.fi\/tyoterveys-ja-tapaturmat\/tyoterveyshuolto\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6terveyshuolto (Ty\u00f6suojelu.fi)<\/a><br \/><a href=\"https:\/\/www.kela.fi\/tyonantajat-tyoterveyshuolto-jarjestaminen\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6terveyshuollon j\u00e4rjest\u00e4minen (Kela.fi, vain suomeksi)<\/a><br \/><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fd3e0f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9fd3e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3177db elementor-widget elementor-widget-heading\" data-id=\"b3177db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">J\u00e4rjest\u00e4 palkan&shy;laskenta ja ilmoita palkat Tulorekisteriin<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56010a9 elementor-widget elementor-widget-text-editor\" data-id=\"56010a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kun alat maksaa ensimm\u00e4ist\u00e4 ty\u00f6ntekij\u00e4\u00e4si, sinun t\u00e4ytyy j\u00e4rjest\u00e4\u00e4 palkanmaksu oikein ja ilmoittaa palkat <a href=\"https:\/\/www.vero.fi\/tulorekisteri\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Tulorekisteriin<\/a>. T\u00e4m\u00e4 tarkoittaa palkan laskemista, verojen ja sosiaaliturvamaksujen pid\u00e4tt\u00e4mist\u00e4, nettopalkan maksamista ja palkkatietojen ilmoittamista ajallaan.<\/p><h6><strong>Mit\u00e4 sinun pit\u00e4\u00e4 tehd\u00e4?<\/strong><\/h6><ul><li style=\"margin-bottom: 10px;\"><strong>Hanki ty\u00f6ntekij\u00e4lt\u00e4 voimassa oleva verokortti.<\/strong> Verokortti kertoo, kuinka paljon veroa sinun pit\u00e4\u00e4 pid\u00e4tt\u00e4\u00e4 palkasta. Jos verokorttia ei ole tai ty\u00f6ntekij\u00e4\u00e4 ei ole esit\u00e4ytetty ennakkoperint\u00e4rekisteriin, veroprosentti on 60% (<a href=\"https:\/\/www.suomi.fi\/yritykselle\/talouden-hallinta-ja-verotus\/yritysverotus\/opas\/yritysverotus\/palkat-ja-tyonantajasuoritukset\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Suomi.fi<\/a>).<\/li><li style=\"margin-bottom: 10px;\"><strong>Laske ja pid\u00e4t\u00e4 veroja ja sosiaaliturvamaksuja, <\/strong>kuten el\u00e4kevakuutus ja ty\u00f6tt\u00f6myysvakuutus. Voit k\u00e4ytt\u00e4\u00e4 apuna ty\u00f6kaluja, kuten <a href=\"https:\/\/www.palkka.fi\/palkkalaskuri\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Palkka.fi &#8211; palkkalaskuri<\/a> (suomeksi).<\/li><li style=\"margin-bottom: 10px;\"><strong>Maksa ty\u00f6ntekij\u00e4n nettopalkka tilille ajallaan.<\/strong><\/li><li style=\"margin-bottom: 20px;\"><strong>Ilmoita kaikki palkat, palkkiot, korvaukset ja vapaaehtoisty\u00f6korvaukset (enint\u00e4\u00e4n 20 p\u00e4iv\u00e4\u00e4 vuodessa), my\u00f6s jos ne ovat verovapaita, Tulorekisteriin viiden p\u00e4iv\u00e4n kuluessa palkan maksamisesta.<\/strong>\u00a0Katso <a href=\"https:\/\/www.vero.fi\/yritykset-ja-yhteisot\/verot-ja-maksut\/yritys_tyonantajana\/nain-ilmoitat-palkat-ja-tyonantajasuoritukset\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Kela &#8211; N\u00e4in ilmoitat palkat ja ty\u00f6nantajasuoritukset<\/a>.<\/li><\/ul><p>Oikein hoidettu palkanmaksu auttaa sinua noudattamaan lakia ja v\u00e4ltt\u00e4m\u00e4\u00e4n sakkoja. Ajallaan tehty ilmoittaminen pit\u00e4\u00e4 ty\u00f6ntekij\u00e4n sosiaaliturva-, el\u00e4ke- ja verotiedot oikein.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5ffdd6 e-con-full e-flex e-con e-child\" data-id=\"a5ffdd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e9db3 elementor-widget elementor-widget-text-editor\" data-id=\"b7e9db3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Miten hallinnoida palkanmaksua?<\/strong><\/h6><p>Voit j\u00e4rjest\u00e4\u00e4 palkanlaskennan itse tai k\u00e4ytt\u00e4\u00e4 netiss\u00e4 olevia palkkahallinnon ty\u00f6kaluja, jotka on tehty ty\u00f6nantajille, kuten:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c630c9 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"5c630c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png\" class=\"attachment-large size-large wp-image-21302\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-300x300.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-150x150.png 150w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-768x768.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1536x1536.png 1536w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-2048x2048.png 2048w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-12x12.png 12w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-45x45.png 45w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abea276 elementor-widget elementor-widget-text-editor\" data-id=\"abea276\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><strong><a href=\"https:\/\/www.palkka.fi\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Palkka.fi<\/a>:<\/strong> Verohallinnon ilmainen palkkapalvelu (suomeksi)<\/p><p style=\"padding-left: 40px;\"><a href=\"https:\/\/www.palkkaus.fi\" target=\"_blank\" rel=\"noopener\"><strong>\ud83d\udd17 Palkkaus.fi<\/strong><\/a><strong>:<\/strong> Palkanlaskenta- ja ilmoituspalvelut suomeksi ja englanniksi. Katso <a href=\"https:\/\/www.palkkaus.fi\/hinnasto\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 hinnat<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-622fe32 e-con-full e-flex e-con e-child\" data-id=\"622fe32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e419d5 elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7e419d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1e0c4 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3e1e0c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><em><a href=\"https:\/\/www.vero.fi\/tulorekisteri\/yritykset-ja-organisaatiot\/yksityiskohtaiset-tulorekisterin-ohjeet\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Yksityiskohtaiset tulorekisterin ohjeet (Tulorekisteri)<\/a><br \/><a href=\"https:\/\/www.youtube.com\/watch?v=59ggT92y09M&amp;list=PLTSxsSRl7QAHY1v-5dxG8TNm_OFVOTpBr&amp;ab_channel=Verohallinto\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Palkka.fi yrityksille: ilmainen palkkaohjelma (Verohallinnon YouTube-kanava, suomeksi)<\/a> <br \/><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6bd36 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1f6bd36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb618c1 elementor-widget elementor-widget-heading\" data-id=\"eb618c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Varmista ty\u00f6turvallisuus ja ty\u00f6terveys<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d54837 elementor-widget elementor-widget-text-editor\" data-id=\"7d54837\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kun j\u00e4rjest\u00f6si toimii ty\u00f6nantajana, sill\u00e4 on aina vastuu:<\/p><ul><li>Ty\u00f6paikan turvallisuudesta ja terveellisyydest\u00e4<\/li><li>Ty\u00f6n vaarojen tunnistamisesta ja hallinnasta \u2013 my\u00f6s jos on vain yksi ty\u00f6ntekij\u00e4<\/li><li>Ty\u00f6ntekij\u00f6iden kuulemisesta ty\u00f6turvallisuuteen ja ty\u00f6terveyteen liittyviss\u00e4 asioissa<\/li><li>Yhteisty\u00f6st\u00e4 ty\u00f6suojeluvaltuutetun kanssa, jos sellainen on valittu:<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db321f9 e-con-full e-flex e-con e-child\" data-id=\"db321f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c462435 e-con-full e-flex e-con e-child\" data-id=\"c462435\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-291b2c6 elementor-widget elementor-widget-text-editor\" data-id=\"291b2c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ty\u00f6suojeluvaltuutettu on valittava, jos j\u00e4rjest\u00f6ll\u00e4 on v\u00e4hint\u00e4\u00e4n 10 ty\u00f6ntekij\u00e4\u00e4.<\/strong> Ty\u00f6ntekij\u00e4t valitsevat valtuutetun keskuudestaan, ja valtuutettu tekee yhteisty\u00f6t\u00e4 ty\u00f6nantajan kanssa ty\u00f6olojen ja turvallisuuden parantamiseksi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a64e46 e-con-full e-flex e-con e-child\" data-id=\"5a64e46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83aac93 elementor-widget elementor-widget-text-editor\" data-id=\"83aac93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Alle 10 ty\u00f6ntekij\u00e4n ty\u00f6paikassa ty\u00f6suojeluvaltuutettua ei ole pakko valita,<\/strong> mutta ty\u00f6ntekij\u00e4t voivat silti valita edustajan vapaasti, ja ty\u00f6nantajan t\u00e4ytyy tehd\u00e4 yhteisty\u00f6t\u00e4 h\u00e4nen kanssaan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c9d8cd elementor-widget elementor-widget-text-editor\" data-id=\"4c9d8cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ty\u00f6nantaja ei voi siirt\u00e4\u00e4 vastuuta ty\u00f6ntekij\u00e4lle tai ty\u00f6suojeluvaltuutetulle.<\/strong> Jos ty\u00f6ntekij\u00e4 ilmoittaa vaarasta tai ongelmasta, ty\u00f6nantajan t\u00e4ytyy kuunnella, arvioida riski ja toimia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8aa8bd5 e-con-full e-flex e-con e-child\" data-id=\"8aa8bd5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e9994c elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0e9994c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d09022a elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d09022a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Muista<\/strong>: Ty\u00f6nantajan pit\u00e4\u00e4 my\u00f6s j\u00e4rjest\u00e4\u00e4 ty\u00f6terveyshuolto. Katso ohjeet oppaan aiemmasta kohdasta.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bcc6ed elementor-widget elementor-widget-text-editor\" data-id=\"6bcc6ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Mist\u00e4 saa apua ja tietoa?<\/strong><\/h6><ul><li style=\"margin-bottom: 10px;\"><strong>Ty\u00f6suojelu<\/strong> valvoo ty\u00f6paikkojen turvallisuutta Suomessa. Se tekee tarkastuksia ja neuvoo ty\u00f6nantajia lain vaatimuksista ja hyvist\u00e4 k\u00e4yt\u00e4nn\u00f6ist\u00e4. Katso <a href=\"https:\/\/tyosuojelu.fi\/tyosuojelu-tyopaikalla\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6suojelu \u2013 Ty\u00f6suojelu ty\u00f6paikalla.<\/a><\/li><li style=\"margin-bottom: 10px;\"><strong>Ty\u00f6turvallisuuskeskus (TTK)<\/strong> on valtakunnallinen asiantuntijaorganisaatio. Se tarjoaa maksutta k\u00e4yt\u00e4nn\u00f6n ty\u00f6kaluja, koulutuksia ja materiaaleja ty\u00f6nantajille ja ty\u00f6ntekij\u00f6ille. Lue <a href=\"https:\/\/ttk.fi\/tyoturvallisuus\/vastuut-ja-velvoitteet\/tyonantajan-yleiset-velvollisuudet\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 TTK \u2013 Ty\u00f6nantajan yleiset velvollisuudet<\/a>.<\/li><li style=\"margin-bottom: 10px;\"><strong>Ammattiliitto tai ty\u00f6tt\u00f6myyskassa<\/strong> voi tarjota j\u00e4senille koulutuksia esimerkiksi ty\u00f6turvallisuudesta (esim. EduHouse-verkkokurssit).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd8fb1d e-con-full e-flex e-con e-child\" data-id=\"cd8fb1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c365746 e-con-full e-flex e-con e-child\" data-id=\"c365746\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a29cf26 elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a29cf26\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4455764 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"4455764\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><em><strong>Haluatko lis\u00e4\u00e4 tietoa?<\/strong><\/em><\/h6><p><em><a href=\"https:\/\/tyosuojelu.fi\/tyosuojelu-tyopaikalla\/tyosuojelun-toimintaohjelma\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6suojelun toimintaohjelma (Ty\u00f6suojelu.fi)<\/a><br \/><a href=\"https:\/\/ttk.fi\/tyosuojelun-yhteistoiminta\/tyoturvallisuuden-ja-tyosuojelun-yhteistoiminnan-kehittaminen\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17Ty\u00f6turvallisuuden ja ty\u00f6suojelun yhteistoiminnan kehitt\u00e4minen (TTK.fi)<\/a><br \/><a href=\"https:\/\/www.suomi.fi\/yritykselle\/tyonantajuus\/tyonantajan-velvollisuudet\/opas\/tyoturvallisuus-ja-tyoterveysvelvollisuudet\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Ty\u00f6turvallisuus- ja ty\u00f6terveysvelvollisuudet (Suomi.fi)<\/a><br \/><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a9660ad e-con-full e-flex e-con e-child\" data-id=\"a9660ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acc207d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"acc207d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>K\u00e4yt\u00e4nn\u00f6n ty\u00f6kalut<\/strong><\/h6><p style=\"padding-left: 40px;\"><a href=\"https:\/\/ttk.fi\/julkaisu\/tarkistuslistoja-tyon-vaarojen-arviointiin\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Tarkistuslistoja ty\u00f6n vaarojen arviointiin (TTK.fi)\u00a0<\/a><br \/><a href=\"https:\/\/tyosuojelu.fi\/tyosuojelu-tyopaikalla\/vaarojen-arviointi\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 Vaarojen arviointi \u2013 (Ty\u00f6suojelu.fi)<\/a><br \/><a href=\"https:\/\/ttk.fi\/aineistot\/\" target=\"_blank\" rel=\"noopener\">\ud83d\udd17 K\u00e4yt\u00e4nn\u00f6nl\u00e4heisi\u00e4 aineistoja ty\u00f6yhteis\u00f6jen kehitt\u00e4miseen (TTK.fi)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1992503 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1992503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png\" class=\"attachment-large size-large wp-image-21302\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-300x300.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-150x150.png 150w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-768x768.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1536x1536.png 1536w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-2048x2048.png 2048w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-12x12.png 12w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-45x45.png 45w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1adf28f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1adf28f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-238f85e elementor-widget elementor-widget-heading\" data-id=\"238f85e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pid\u00e4 kirjaa ja hoida jatkuvat ilmoitukset<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c43ca80 elementor-widget elementor-widget-text-editor\" data-id=\"c43ca80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alusta asti varmista, ett\u00e4 sinulla on j\u00e4rjestelm\u00e4 t\u00e4rkeiden ty\u00f6suhdetietojen s\u00e4ilytt\u00e4miseen (ty\u00f6sopimus, ty\u00f6nkuvaus, palkkakuitit, ty\u00f6aikakirjanpito). N\u00e4it\u00e4 tietoja pit\u00e4\u00e4 s\u00e4ilytt\u00e4\u00e4 turvallisesti lain ja talouden takia.<\/p><h6><strong>Jatkuvat ty\u00f6nantajan velvollisuudet:<\/strong><\/h6><ul><li>Ilmoita palkat Tulorekisteriin ajallaan.<\/li><li>Maksa kaikki ty\u00f6nantajan maksut (verot, vakuutukset) oikeille viranomaisille.<\/li><li style=\"margin-bottom: 20px;\">Seuraa s\u00e4\u00e4nn\u00f6llisesti budjettia, ett\u00e4 palkkaaminen pysyy taloudellisesti mahdollista j\u00e4rjest\u00f6llesi.<\/li><\/ul><h6><strong>Miksi t\u00e4m\u00e4 on t\u00e4rke\u00e4\u00e4?<\/strong><\/h6><p>Tarkkojen tietojen s\u00e4ilytt\u00e4minen ja ilmoitusten tekeminen ajoissa on lain vaatimaa, auttaa v\u00e4ltt\u00e4m\u00e4\u00e4n sakkoja ja varmistaa l\u00e4pin\u00e4kyvyyden j\u00e4senille, rahoittajille ja viranomaisille. S\u00e4\u00e4nn\u00f6lliset taloustarkastukset suojaavat j\u00e4rjest\u00f6\u00e4si yll\u00e4tt\u00e4vilt\u00e4 kustannuksilta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f71559e e-con-full e-flex e-con e-child\" data-id=\"f71559e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12bbbcc elementor-widget__width-initial e-transform elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"12bbbcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.5,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6383c70 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6383c70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Vinkki:<\/strong> K\u00e4yt\u00e4 yksinkertaista tarkistuslistaa tai kalenteria ilmoitus- ja maksuaikataulujen seuraamiseen.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f410a03 elementor-widget elementor-widget-spacer\" data-id=\"f410a03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f27b1 e-con-full e-flex e-con e-parent\" data-id=\"41f27b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b08a2b7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b08a2b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a38500a e-con-full e-flex e-con e-child\" data-id=\"a38500a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ceb8c7 elementor-widget elementor-widget-heading\" data-id=\"2ceb8c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lis\u00e4tietoa <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f654ff0 e-con-full e-flex e-con e-child\" data-id=\"f654ff0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ff0b04 elementor-widget elementor-widget-text-editor\" data-id=\"0ff0b04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alla on lyhyt tarkistuslista. Siin\u00e4 on kaikki t\u00e4rke\u00e4t asiat t\u00e4st\u00e4 oppaasta.<br \/>Voit k\u00e4ytt\u00e4\u00e4 listaa, kun tarkistat, ett\u00e4 olet tehnyt kaikki asiat ennen kuin palkkaat ensimm\u00e4isen ty\u00f6ntekij\u00e4n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d879244 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d879244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png\" class=\"attachment-large size-large wp-image-21302\" alt=\"\" srcset=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1024x1024.png 1024w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-300x300.png 300w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-150x150.png 150w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-768x768.png 768w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-1536x1536.png 1536w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-2048x2048.png 2048w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-12x12.png 12w, https:\/\/moniheli.fi\/wp-content\/uploads\/2024\/12\/Tool-for-you-red-45x45.png 45w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb29ea0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cb29ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/08\/Tyonantajan-tarkistuslista-Ensimmaisen-tyontekijan-palkkaamiseen-Employer-Checklist-Hiring-Your-First-Employee.docx\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-download\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M216 0h80c13.3 0 24 10.7 24 24v168h87.7c17.8 0 26.7 21.5 14.1 34.1L269.7 378.3c-7.5 7.5-19.8 7.5-27.3 0L90.1 226.1c-12.6-12.6-3.7-34.1 14.1-34.1H192V24c0-13.3 10.7-24 24-24zm296 376v112c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V376c0-13.3 10.7-24 24-24h146.7l49 49c20.1 20.1 52.5 20.1 72.6 0l49-49H488c13.3 0 24 10.7 24 24zm-124 88c0-11-9-20-20-20s-20 9-20 20 9 20 20 20 20-9 20-20zm64 0c0-11-9-20-20-20s-20 9-20 20 9 20 20 20 20-9 20-20z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lataa ty\u00f6nantajan tarkistuslista (.docx)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0601424 elementor-widget elementor-widget-text-editor\" data-id=\"0601424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u00f6yd\u00e4t my\u00f6s linkkej\u00e4, joista saat lis\u00e4\u00e4 tietoa ty\u00f6nantajana toimimisesta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8df2aaa e-con-full e-flex e-con e-child\" data-id=\"8df2aaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0a9cf00 e-con-full e-flex e-con e-child\" data-id=\"0a9cf00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a8155d elementor-widget elementor-widget-text-editor\" data-id=\"6a8155d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Ty\u00f6ntekij\u00e4n palkkaaminen \u2013 huomioi n\u00e4m\u00e4 (Valjas)<\/strong><\/h6><p>Artikkeli opastaa ty\u00f6nantajaa laskemaan palkkaamisen kokonaiskustannukset, hoitamaan verot ja vakuutukset sek\u00e4 valitsemaan sopivat palkanlaskentaty\u00f6kalut. Siin\u00e4 on my\u00f6s vinkkej\u00e4 sujuvaan perehdytykseen ja ty\u00f6suhteen seurantaan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-346a541 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"346a541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/valjas.fi\/opi\/blogi\/tyontekijan-palkkaaminen-huomioi-nama\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lue lis\u00e4\u00e4<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ac7eab e-con-full e-flex e-con e-child\" data-id=\"3ac7eab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5b0894 elementor-widget elementor-widget-text-editor\" data-id=\"f5b0894\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong data-start=\"168\" data-end=\"211\">Ty\u00f6ntekij\u00e4n palkkaaminen (Suomen Yritt\u00e4j\u00e4t)<\/strong><\/h6><p>Laajempi ja syvent\u00e4v\u00e4 opas ty\u00f6ntekij\u00e4n palkkaamisesta. Sis\u00e4lt\u00e4\u00e4 yksityiskohtaiset ohjeet ty\u00f6nantajaksi rekister\u00f6itymisest\u00e4, ty\u00f6sopimuksesta, velvollisuuksista ja k\u00e4yt\u00e4nn\u00f6n kysymyksist\u00e4 j\u00e4rjest\u00f6iss\u00e4 ja yrityksiss\u00e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d350d7e elementor-widget elementor-widget-button\" data-id=\"d350d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.yrittajat.fi\/tietopankki\/tyontekijan-palkkaaminen\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lue lis\u00e4\u00e4<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97bce3a e-con-full e-flex e-con e-child\" data-id=\"97bce3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-18f97a1 e-con-full e-flex e-con e-child\" data-id=\"18f97a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed3f7a elementor-widget elementor-widget-text-editor\" data-id=\"5ed3f7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Palkkaus ABC (Palkkaus.fi, vain suomeksi)<\/strong><\/h6><p>Selke\u00e4 opas palkanmaksusta Suomessa. Kertoo palkanmaksun perusasiat, tulorekisteriin ilmoittamisen ja ty\u00f6nantajamaksut, kuten TyEL ja tapaturmavakuutus. Mukana on vinkkej\u00e4, laskuesimerkkej\u00e4 ja vaiheittaiset ohjeet palkanmaksuun my\u00f6s ilman digitaalisia ty\u00f6kaluja.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e097db elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9e097db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.palkkaus.fi\/palkkaus-abc\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lue lis\u00e4\u00e4<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b0a293 e-con-full e-flex e-con e-child\" data-id=\"5b0a293\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a12e1f elementor-widget elementor-widget-spacer\" data-id=\"2a12e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd23687 e-con-full e-flex e-con e-parent\" data-id=\"cd23687\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8f627d elementor-align-center elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"c8f627d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/moniheli.fi\/taitopankki\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-left\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256c0 137 111 248 248 248s248-111 248-248S393 8 256 8 8 119 8 256zm448 0c0 110.5-89.5 200-200 200S56 366.5 56 256 145.5 56 256 56s200 89.5 200 200zm-72-20v40c0 6.6-5.4 12-12 12H256v67c0 10.7-12.9 16-20.5 8.5l-99-99c-4.7-4.7-4.7-12.3 0-17l99-99c7.6-7.6 20.5-2.2 20.5 8.5v67h116c6.6 0 12 5.4 12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Takaisin taitopankkiin<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8988e8a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8988e8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/moniheli.fi\/artikkeli\/rekry-ja-tyosuhteet\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 504c137 0 248-111 248-248S393 8 256 8 8 119 8 256s111 248 248 248zm0-448c110.5 0 200 89.5 200 200s-89.5 200-200 200S56 366.5 56 256 145.5 56 256 56zm20 328h-40c-6.6 0-12-5.4-12-12V256h-67c-10.7 0-16-12.9-8.5-20.5l99-99c4.7-4.7 12.3-4.7 17 0l99 99c7.6 7.6 2.2 20.5-8.5 20.5h-67v116c0 6.6-5.4 12-12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Takaisin artikkeliin \"Rekry ja Ty\u00f6suhteet\"<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Milloin j\u00e4rjest\u00f6 rekister\u00f6ityy ty\u00f6nantajaksi? Sinun pit\u00e4\u00e4 rekister\u00f6ity\u00e4 ty\u00f6nantajaksi, jos jokin n\u00e4ist\u00e4 pit\u00e4\u00e4 paikkansa: Maksette palkkoja s\u00e4\u00e4nn\u00f6llisesti (esim. kerran kuukaudessa), tai Ty\u00f6llist\u00e4tte kerralla yli yhden henkil\u00f6n, vaikka vain tilap\u00e4isesti. \u00c4l\u00e4 rekister\u00f6idy \u201cvarmuuden vuoksi\u201d. Odota, kunnes palkanmaksu muuttuu satunnaisesta (esim. kertaluonteiset maksut) s\u00e4\u00e4nn\u00f6lliseksi. Jos et ole varma, lasketaanko j\u00e4rjest\u00f6si satunnaiseksi vai s\u00e4\u00e4nn\u00f6lliseksi palkanmaksajaksi, katso Verohallinnon ilmoittautumisohjeet: \ud83d\udd17Vero [&hellip;]<\/p>\n","protected":false},"author":177,"featured_media":22828,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71,711,712],"tags":[],"class_list":["post-22802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikkeli","category-jarjeston-perusteet","category-taitopankki"],"acf":[],"jetpack_featured_media_url":"https:\/\/moniheli.fi\/wp-content\/uploads\/2025\/07\/Employer-first-time-scaled.png","_links":{"self":[{"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/posts\/22802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/users\/177"}],"replies":[{"embeddable":true,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/comments?post=22802"}],"version-history":[{"count":21,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/posts\/22802\/revisions"}],"predecessor-version":[{"id":23050,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/posts\/22802\/revisions\/23050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/media\/22828"}],"wp:attachment":[{"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/media?parent=22802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/categories?post=22802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moniheli.fi\/en\/wp-json\/wp\/v2\/tags?post=22802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}